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Does my business need to have hired or non-owned auto liability insurance?

Posted by Cheryl Pastor on June 26, 2014

Do you or your employees occasional drive a vehicle not owned by the business or the employee uses their own…


How do I insure my mobile equipment?

Posted by Cheryl Pastor on June 26, 2014

If you have mobile equipment (backhoe, tractor, crane, etc), your general liability policy will cover for bodily injury or property…


Why do I need certificates of insurance from sub-contractors?

Posted by Cheryl Pastor on June 26, 2014

If you are ever audited, your insurance company will want proof that your sub-contractor had their own insurance coverage.  A…


What is Business Income/Extra Expense coverage?

Posted by Cheryl Pastor on June 26, 2014

If your business suffers a covered loss, with business income coverage, you can be reimbursed for loss of income due…


I am just starting up my own business, do I need insurance right away?

Posted by Cheryl Pastor on June 26, 2014

Yes, you must be prepared for any losses that could occur in your business activities and that begins with the…



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