Why Barr's Insurance

Protecting the American Dream since 1873


Discounts for Personal Insurance

At Barr’s Insurance, we are committed to saving you money while providing you with the best possible coverage that is available. We do our best to understand your insurance needs and apply any possible discounts that you may qualify for.


    • Multi-policy discount – Insure more than one policy with the same company and save money
    • Paid in full discount
    • Loss free discount
    • Affinity discounts – Discounts offered to certain careers, occupations or organizations
    • Advance quote discount – Call for a quote 7 – 10 days before renewing and get a discount


    • Good Student Discount – High school or college students maintaining a 3.0 GPA or better qualify
    • Drivers Training – Must take a driver’s education class and in vehicle logged hours with instructor
    • Mature Driver – Over 55 refresher course
    • Low Mileage
    • Multi-vehicle – Insure more than one vehicle on a policy and save money
    • Passive Restraint
    • Anti-lock brake
    • Anti-Theft
    • Safe driver or Accident Free
    • Distant student – If you child is away at least 100 miles at school with no vehicle


    • New home
    • Non-smoker
    • Protective device discounts – Smoke detectors, sprinklers, home security systems
    • Green home discount
    • Renovation discounts – New roof, or updates electric system, plumbing or heating
    • Retired discount

In addition to these discounts, consider also choosing a higher deductible on your insurance policies. A higher deductible will result in a lower premium.


Protecting the American Dream since 1873

Discounts for Commercial Insurance

Commercial Insurance can be so confusing and complicated. Barr’s Insurance partners with you to make sure that you are properly covered for your business all the while, looking for discounts that you may qualify for to save you premium dollars.


    • Chamber of Commerce Dividend Program – If your business is a member of a chamber, you could qualify for a dividend or return of premium.
    • Occupational Discounts
    • Trade Association Membership – You may be eligible for a discount if you are a member of an association related to your business
    • Multi-Policy Discount
    • Safety Committee – Establish workplace safety committees that meet PA Bureau of Workers Compensation requirements and have been granted a certification are eligible for a discount.
    • Fleet Maintenance Programs – Invest in a preventative maintenance program
    • Pay in Full
    • Security Device Discounts – Sprinklers, smoke or fire detectors, burglar/fire alarms
    • Loss Free Discounts
    • Merit Dividend Programs – Dividend program based on performance.

If you feel you qualify for any of these discounts, please contact one of our agents today so we can discuss it further.

Protecting the American Dream since 1873

Combine & Save

Do you want to save money on your auto and homeowners insurance premiums? One of the most popular and easiest methods is “bundling” your insurance policies with one carrier.

Advantages of combining policies:

    • Only one insurance company to deal with
    • Premium discounts (on each line)
    • Helps reduce gaps in your coverage
    • Saves you time
    • Usually only one bill for all policies

Contact us today to see how much we can save you by bundling your policies.

Protecting the American Dream since 1873

Our Insurance Partners

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