If You Do Not Own The Place That You Live In, Then You Should Have Pennsylvania Renter’s Insurance. Whether You Live In A Single Family Home, Apartment Complex, Dorm, Nursing Home, Etc., Your Personal Property Is Not Covered By The Building Owner’s Insurance.
Renter’s Insurance Can Be Relatively Inexpensive To Purchase. Depending On Where You Live And How Much Coverage You Are Looking For, An Average Premium Would Be $120 to $250 Per Year. You Can Keep The Cost Low By Choosing A Higher Deductible.
Renter’s Insurance Provides Coverage For Your Personal Belongings As Well As Liability Insurance, Medical Payments and Additional Living Expenses. With Renter’s Insurance You Will Be Covered For Losses Caused From Fire, Lightning, Windstorm, Smoke, Theft & Vandalism. But That Is Just A Few Of The Perils Covered, Contact Your Local Agent For Specific Details Of Coverage And Any Additional Questions That You May Have.