At Barr's Insurance, we recognize that privacy is important. This policy applies to all of the services we offer, as well as those offered by our subsidiaries or affiliated companies, if any.
If you have any questions about this policy, please contact us through our website, www.barrsinsurance.com.
This privacy policy summarizes the policies and practices of our agency regarding the collection, disclosure, and confidentiality of our nonpublic personal information. At Barr's Insurance, we are committed to protecting your privacy. We want you to understand what information we collect about you and how we use that information. This privacy policy applies to our relationship with you who obtain products or services from us for personal, family, business, and household purposes.
Information We Collect
We collect nonpublic personal information about you from the following sources:
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Information which we receive from you during conversation with you, applications, and other forms.
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Information about your transactions with us, our insurance companies and other affiliates.
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Information that we receive from third parties such as consumer reporting agencies, motor vehicle reports.
Information We Disclose to Nonaffiliates
We do not disclose any nonpublic personal information about you to any nonaffiliated third parties, except as permitted by law. Disclosures, which are permitted by law, include, but not limited to, disclosures, which are necessary to service your policy to investigate and pay claims and to process transactions you request.
Information We Disclose Within Our Agency (Unless You Tell Us Not To)
We are permitted by law to share information about our experiences and transactions with you (such as payment and claim history and types of insurance coverages you purchase through us) within our agency to service and issue insurance policies with your consent unless you tell us not to share the information. We may share information within our agency and with insurance companies that we represent that is not related solely to our experience and transactions with you (nonexperience information).
Nonexperience information includes, but not limited to:
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Information from applications
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Information we obtain from a consumer report (such as your insurance score or credit history).
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Information we obtain to verify representations made by you (such as motor vehicle reports, prior loss history with other insurances).
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Information we obtain from a third party regarding the party's employment, credit...
If you prefer that we not share nonexperience information within our agency to insurance companies we represent in securing competitive quotes and other services, please call us at 814/677/3012. Please understand that if you choose this option, we may not be able to inform you of products or services that may be of particular interest to you and in certain cases your transactions could be delayed.
If one party to a joint policy account or other relationship with us directs us not to share nonexperience information within our agencies to insurance companies that we represent, we will treat that direction as applying to all parties to the joint policy, account or other relationship.
We will adhere to any state privacy law requirements not addresses herein.
Information Security
We restrict access to nonpublic personal information about you to those employees and outside service providers who need to know that information to provide products or services, to you. We maintain physical, electronic and procedural safeguards that comply with applicable federal and state regulations to guard your nonpublic personal information.