COBRA is a federal law that requires that most group health plans give employees and their families the opportunity to continue their health care coverage when there is a “qualifying event” that would result in a loss of coverage under an employer’s plan.
Continuation of coverage is generally a total of 18 months. However, in the case of losses due to an employee’s death, divorce or legal separation, the employee’s becoming entitled to Medicare benefits or a dependent child ceasing to be a dependent under the terms of the plan, coverage may be continued for up to a total of 36 months.
There are many facets to COBRA coverage, if you want comprehensive consultation contact your Barr’s Insurance professional and they will assist you with how COBRA relates to your particular circumstances.
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Through various places of employment, I have had the pleasure of having Barr’s Insurance as my company insurance carrier. In my opinion, there is none that is finer than Barr’s Insurance and their employees. The agents and customer service support staff have all been exemplary, and over time, folks I am honored to call friend. They are indeed a small town company with big city knowledge. There is no company I have found who will work harder for you or find a way to satisfy all of your business and personal insurance requirements. Insurance renewal is often a dreaded time of year, but not when you are working with a company as friendly and professional as Barr’s Insurance.
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