Auto Insurance Required by Law in Pennsylvania
Pennsylvania insurance for automobiles is mandatory in the State. Drivers must purchase and keep up-to-date liability insurance coverage in order to legally drive in Pennsylvania. If a driver is stopped for a moving violation and is found to have no insurance, consequences can include.
• A minimum of a $300 fine.
• A three-month suspension of license and registration.
• Restoration fees to reinstate the driver’s license and registration and to return the vehicle if it has been impounded.
Under Pennsylvania law, drivers are required to obtain certain types of coverage.
• Property damage insurance coverage for damage or destruction of other people’s property in the course of an at-fault accident.
• Liability coverage for the death or injury of individuals in an accident.
There are some types of coverage that are not required by law, but are wise to include in your policy.
• Uninsured motorist coverage for your repairs if you are hit by a driver with no insurance.
• Collision coverage for repairs to your own vehicle after a crash.
• Comprehensive coverage for fire, theft and vandalism to your own vehicle.
Our Pennsylvania insurance agent will be happy to advise you about the coverage you are required to have, and the other types of coverage you may want to have in place for your own financial protection. Call us anytime to arrange quotes for your vehicle.